Medicare Supplement Insurance Plans

Solid Insurance Plans and Affordable Rates from a Leader in Medicare Supplement Protection

With Blue Cross and Blue Shield of Texas, you don't have to sacrifice solid benefits, affordability or superior customer service.

Choose from a variety of our Medicare Supplement Insurance Plans

We offer a choice of seven Medicare Supplement Insurance plans: Plan F, Plan F High Deductible, and Plan G pay the Medicare Part A hospital deductible and coinsurance, the skilled nursing facility coinsurance and foreign travel emergency care. Plan K and Plan L are low-cost, cost-sharing Medicare Supplement Insurance plans that require you to pay a higher percentage of the costs in return for reduced premiums. Plan N covers basic benefits after a $20 copay for office visits and a $50 copay for emergency room visits - copays apply to Part B coinsurance only. We also offer a basic Plan A.

Consider Our Money-Saving Medicare Select^† Option

Plan F, Plan G, Plan K, Plan L, Plan N Medicare Select options offer you the same solid benefits as our "standard" plans, but cost less. You save on premiums simply by agreeing to use any of our Medicare Select Network Hospitals for non-emergency elective admissions. If you do not use one of these hospitals for your non-emergency admissions, you agree to pay the $1,100 Part A deductible and any non-covered charges. With Medicare Select, you are fully covered for emergency care at any hospital, and you can choose your own doctors and specialists. Only certain hospitals are network providers under this policy. Check with your physician to determine if he or she has admitting privileges at the network hospital. If he or she does not, you may be required to use another physician at the time of hospitalization or if you still use a non-network hospital, you must pay the Part A deductible and any non-covered charges. Medicare Select is available in specific geographic areas only. You must live within a 30-mile radius of a Medicare Select Network Hospital.

Preferred Plan F^‡ covers:

• Your $1,100 Part A deductible and coinsurance
• The cost of 365 extra days of hospital care during your lifetime after Medicare coverage ends
• $155 Part B Medicare deductible
• Your Part B coinsurance and the cost of the first three pints of blood
• 100% of Part B physician charges that are in excess of the Medicare-approved amount (By law no physician may charge more than 115% of Medicare-approved amounts).
• Skilled nursing facility copayment
• Hospice care
• Foreign travel emergency care**

Preferred Plan G^‡ covers:

• Your $1,100 Part A deductible and coinsurance
• The cost of 365 extra days of hospital care during your lifetime after Medicare coverage ends
• Your Part B coinsurance and the cost of the first three pints of blood
• 100% of Part B physician charges that are in excess of the Medicare-approved amount (By law no physician may charge more than 115% of Medicare-approved amounts).
• Skilled nursing facility copayment
• Hospice care
• Foreign travel emergency care**

Plan F High Deductible^‡ covers:

• Your $1,100 Part A deductible and coinsurance
• The cost of 365 extra days of hospital care during your lifetime after Medicare coverage ends
• $155 Part B Medicare deductible
• Your Part B coinsurance and the cost of the first three pints of blood
• 100% of Part B physician charges that are in excess of the Medicare-approved amount (By law no physician may charge more than 115% of Medicare-approved amounts).
• Skilled nursing facility copayment
• Hospice care
• Foreign travel emergency care**
• $2000 calendar-year deductible applies

See the Medicare Supplement Outline of Coverage for more information about all our Medicare Supplement Insurance Plans.

In addition, all Blue Cross and Blue Shield of Texas Medicare Supplement insurance plans give you:

• Savings on valued-added health care products and services through our BlueExtras^SM†† exclusive discount programs. Discover the advantages of membership
• A Blue Cross and Blue Shield of Texas ID card recognized nationwide.
• Strength and financial stability backed by over 65 years of experience.
• Caring and courteous customer service representatives ready to answer your questions.

Blue Cross and Blue Shield of Texas is not connected with or endorsed by the US Government, the Federal Medicare Program or any other governmental agency.

* By clicking this link, you will leave the Blue Cross and Blue Shield of Texas Web site.
** Plans cover medically necessary emergency care services needed immediately because of an injury or illness of sudden and unexpected onset, beginning during the first 60 days of each trip outside the USA.
† Network restrictions apply
‡ Policy forms UWMSP(A)-2010, UWMSP(F)-2010, UWMSP(F-HD)-2010, UWMSP(G)-2010, UWMSP(K)-2010, UWMSP(L)-2010, UWMSP(N)-2010, UWMSP-SEL(F)-2010, UWMSP-SEL(G)-2010, UWMSP-SEL(K)-2010, UWMSP-SEL(L)-2010, UWMSP-SEL(N)-2010

†† BlueExtras is a value added discount program available to Blue Cross and Blue Shield of Texas Medicare Supplement subscribers. The services available through BlueExtras are not part of the Medicare Supplement insurance plan being advertised on this Web site. The value added services may be discontinued or changed at any time and may be subject to geographic availability.
The relationship between these vendors and Blue Cross and Blue Shield of Texas (BCBSTX) is that of independent contractors. BlueExtras is a discount program available to BCBSTX subscribers. Some of the services offered through BlueExtras may be covered under your health plan.
Please refer to your benefit booklet or call the customer service number on the back of your ID card for specific benefit information under your health plan. Use of BlueExtras does not affect your premium, nor do costs of BlueExtras' services or products count toward your calendar year or lifetime maximums and/or plan deductibles. Discounts are only available through participating vendors. BCBSTX does not guarantee or make any claims or recommendations regarding the services or products offered under BlueExtras. You may want to consult with your physician prior to use of these services and products. BCBSTX reserves the right to discontinue or change this discount program at any time without notice.

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